Group Health Insurance in Texas

Take care of your employees by giving them the health insurance that meets their needs. Stephen W. Herbert & Company works with small business owners that need comprehensive and affordable group health insurance in Houston, the state of Texas, and throughout the nation. Whether your company has never offered insurance before or you’re looking for better group health insurance plans, we can locate the best small group insurance that achieves your goals.

How to Find the Right Small Business Health Insurance

Are you the administrator of your company’s insurance plan? If so, you know that it’s not easy to find a plan that caters to your budgetary constraints and your staff’s needs while still providing comprehensive coverage. Why not save yourself the hassle and let our experienced, licensed, and authorized insurance agent assist you?

Stephen W. Herbert has helped businesses throughout Texas for more than 30 years. He locates the right health insurance for small business owners that satisfy their needs and the needs of their employees. He not only can help you determine the best plan for your company, but he also ensures you understand everything concerning your group health plan, as it relates to the Affordable Care Act , COBRA, and other issues.

Do You Need to Provide Small Group Insurance?

If you operate a business that has 50 employers or less, you are not required to offer small group health insurance. However, if you do, you must make health insurance available to everyone that works 30 or more hours a week. Due to the Affordable Care Act, if you offer insurance, the plan must cover essential health benefits, such as:

Benefits:

  • Ambulatory Patient Services
  • Emergency Services
  • Hospitalization (Including Surgery)
  • Maternity & Newborn Care
  • Mental Health Treatment
  • Prescription Drugs
  • Rehabilitative & Habilitative Services
  • Preventive & Wellness Services
  • Chronic Disease Management
  • Pediatric Services

One-on-One Support with Our Independent Insurance Consultant

Allow us to provide personalized services and fast quotes for you. Why wait weeks for a complete employee benefit package quote? We are very familiar with the insurance industry and how the Affordable Car Act impacts your business.

The task of finding the right plan and understanding it can be confusing. Let us take the burden off your shoulders so you can go back to doing what you do best. Running your business! Some of the group health plans we find for businesses include:

Types of Group Health Plans

  • PPO (Preferred Provider Organization) Insurance
  • HMO (Health Maintenance Organization) Insurance
  • HSA (Health Saving Account) Insurance
  • POS (Point of Service) Insurance
  • Cafeteria Plans

Contact us to discuss your needs for small business group health insurance. We proudly serve clients in Houston, Bellaire, Sugar Land, Spring, Friendswood, Missouri City, Pearland, League City, Baytown, The Woodlands, and Pasadena, as well as all of Texas.

insurance products we offer: