Sign Up for the Affordable Care Act (ObamaCare) Right Here

Getting health insurance is easy and fast when you depend on Stephen W. Herbert & Company. There’s no need to go to another website. Simply sign up for ObamaCare right here and avoid the hassle of navigating through the health insurance exchange. Open enrollment is from November 1, 2015 to January 31, 2016. If you have any questions at all while enrolling, contact us, and we’ll provide friendly and qualified assistance.

Only 0 Minutes to Enroll in ObamaCare!

No waiting. No glitches. No hassles. On our site, you can enroll for Marketplace insurance in as little as 5 minutes. It’s fast and easy. Simply enter your information, browse the plans, and choose the one you’d like. If you need further assistance, we are only a phone call away.

Give us a call at (713) 664-1200 or

Healthcare Marketplace Enrollment Made Easy

The rollout of had a rocky start. Even though the site has become a bit easier to browse, it is still rather complex. Make the healthcare marketplace enrollment process simple and convenient by enrolling in ObamaCare health insurance right here. After entering a few details about yourself and your family, you’ll be presented with excellent insurance coverage plans.

One-on-One Guidance with the Health Insurance Exchange

Call us at (713) 664-1200 if you need guidance in selecting a plan. Our authorized and independent insurance agent has more than 30 years of experience in the business. He is qualified, knowledgeable, and friendly. Let us make the health insurance selection process easy and stress-free for you.

By enrolling here, you also receive the same government subsidies at the same rates you would find at But there is one big difference. We provide personalized services and expert advice that helps you make the best choice for your family. Let us make the health insurance selection and enrollment process easy and stress-free for you.

Questions about ObamaCare? We Have Answers!

Cheap individual medical insurance is not always good. And premium insurance is not always affordable. For quality and affordable family health insurance, you need an experienced authorized insurance agent that can locate the right plans for your budget and your medical concerns. Whether you would like one-on-one assistance, or you’d like to compare medical insurance plans, we can help.

Is There a Penalty for Not Having Health Insurance?

It’s important to have health insurance for you and your family. If not, you must pay a penalty to the government. In 2015, the penalty for not having health insurance is $325 per adult and $162.50 per child (up $975 for a family) or 2% of your taxable income – whichever is more. In 2016, the penalty increases to $695 per adult and $347.50 per child (with a family maximum of $2,085), or 2.5% of your annual household income.

Fortunately, Stephen W. Herbert & Company can locate a plan that fits your needs and your budget. Depend on our authorized and licensed insurance agents to walk you through the selection process if you need personalized assistance in choosing a plan.

How to Choose Marketplace Insurance

Choosing health insurance for you and/or your family can be complicated, but at our insurance agency, we make it easy for you. Let us help you decide. Some of the important things to consider when choosing insurance at the healthcare marketplace exchange include:

  • Plan Category
    • Bronze
    • Silver
    • Gold
    • Platinum
    • Catastrophic
  • Monthly Premiums
  • Deductibles
  • Copayments
  • Coinsurance
  • Out-of-Pocket Maximum
  • Insurance Providers
  • Plan Benefits
What is the Health Insurance Marketplace? is the Health Insurance Marketplace (Exchange) where people without coverage find information about health insurance options, as well as purchase medical insurance. It’s a place where you can compare health insurance plans, get answers to questions about insurance, find out if you are eligible for tax credits for insurance, and much more.

Do I Qualify for Special Enrollment?

Did you miss open enrollment? If you qualify, you may be allowed to get insurance outside of the designated period. A special enrollment period permits people to get coverage under certain provisions, such as getting married, having a child, or other life events. In addition, if you lose your medical coverage, you could also qualify for marketplace coverage. Even if you don’t qualify during the special enrollment period, you can still obtain short-term insurance coverage. Call Stephen W. Herbert & Company at (713) 664-1200 for more information.

What is Open Enrollment?

Every year at a designated time, Americans may enroll in the health insurance plan of their choosing. During this period, you may sign up for individual or family health insurance coverage and apply for government subsidies to offset the costs of insurance. The amount of the subsidies depends on your income. It’s the only time you can purchase a major medical plan unless you qualify for a special enrollment. Keep in mind, Medicaid and the Children’s Health Insurance Program (CHIP) have open enrollment all year.

What is the Affordable Care Act (ObamaCare)?

In March 23rd, 2010, the Affordable Care Act or ObamaCare was signed into law. The law is intended to improve access, affordability, and quality in healthcare. It requires that all Americans have health insurance. Some things the act does include:

  • Eliminates Pre-existing Conditions as Reasons to Decline Coverage
  • Lets Young Adults Remain on Their Parents’ Plans until age 26
  • Improves Medicare Coverage & Expands Medicaid
  • Provides Affordable Health Insurance for Low-to-Middle Income Americans
*DisclaimerThis site is not affiliated with, endorsed by, or operated by any government agency. For the official Marketplace Exchange website, visit

Open enrollment runs from November 1, 2016 to January 31, 2017. Contact us to find medical insurance coverage the offers the protection you need. We proudly serve clients in Houston, Bellaire, Sugar Land, Spring, Friendswood, Missouri City, Pearland, League City, Baytown, The Woodlands, and Pasadena, as well as all of Texas.

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